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INDEPENDENT HOMEOWNERS INSURANCE

Why settle for just
one quote?

Compare Home Insurance Rates
from 20+ Carriers and get the 3 best
options for your home.

We compare multiple insurance companies so you can find the right coverage, better rates and more choices.

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3 Options

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Process

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Here to Help

The right coverage for your home.
More choices. Better rates.
Find the protection that fits your lifestyle.

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Independent.
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A WOODHOME INSURANCE GROUP COMPANY

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Real people.

Insurance feels easier with someone on your side. We help homeowners compare options and understand what comes next.

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that matter to you.

REAL PEOPLE. REAL SUPPORT.

A Local Team
You Can Count On

We’re real insurance professionals, based right here in your community. Our team is here to answer your questions, compare coverage options and help you find the best homeowners insurance for your needs.

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HOW IT WORKS

Get Your Home Insurance Quote in 3 Easy Steps

1

Tell Us About Your Home

Share a few basic details about your property.

2

We Compare 20+ Carriers

Our system finds the best rates and coverage options.

3

Get the 3 Best Options

Review your top 3 quotes and choose what fits you.

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It’s fast, free and
no obligation.

A CLEARER WAY TO COMPARE

More possibilities.
A simpler next step.

One insurer gives you one set of options. Our team helps you explore more, with someone to talk it through.

THE OLD WAY

One insurer.
One set of options.

Start a new search each time you want another comparison.

THE POLICY FINDER WAY

More options.
A team on your side.

Explore multiple insurers

More options to consider in one conversation.

Compare the details

Look at coverage, limits and deductibles alongside price.

Ask a real person

Get help understanding what fits your needs.

Available insurers and options vary by location and insurance needs.

Find my options
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Protect What
Matters Most

Reliable coverage for your home, belongings and peace of mind.

COVERAGE OPTIONS

Customized Home Insurance
for Your Needs

Every home is different. We help you compare policies and coverage options from 20+ insurance carriers so you get the protection that fits your lifestyle.

  • Dwelling & Property Coverage
  • Personal Belongings
  • Liability Protection
  • Additional Living Expenses
  • And More Coverage Options
See Full Coverage Details
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Your home
Car overlooking the coast at sunset
Your auto

Two important parts of your life. One helpful team.

HOME + AUTO, THOUGHTFULLY COMPARED

Better together.
Still tailored to you.

Let’s look at your home and auto insurance together, and see whether a multi-policy option makes sense for you.

  • Review both policies together
  • Check available multi-policy discounts
  • Talk through your coverage priorities

Discounts and eligibility vary by insurer. Bundling may not always offer the lowest total price.

WE PROUDLY SERVE

Your Local Home Insurance Experts

We help homeowners across Maryland, Virginia, Washington DC, North Carolina,
Pennsylvania and Delaware find the right coverage at the best rates.

FREQUENTLY ASKED QUESTIONS

Quick Answers to
Common Questions

Get answers to common questions about homeowners insurance. Explore our full FAQ library for coverage, claims and local insurance questions.

View All FAQs

What does homeowners insurance cover?

A typical homeowners policy covers the dwelling, other structures, personal belongings, personal liability, and additional living expenses after a covered loss. Coverage depends on the policy form, limits, exclusions, and endorsements.

What information do I need for a homeowners insurance quote?

Be ready with the property address, year built, square footage, roof details, construction materials, occupancy, claims history, and desired coverage limits.

Does homeowners insurance cover flood damage?

Standard homeowners insurance generally excludes flooding from rising surface water. Separate flood insurance is commonly needed.

What is HO-6 condo insurance?

HO-6 is a common unit-owner policy covering eligible interior improvements, belongings, liability, and loss of use, subject to the association master policy.

Can bundling home and auto insurance save money?

Many insurers offer multi-policy discounts, but compare the combined total cost and coverage against separate policies.

How can I request a homeowners insurance quote?

Gather the property and occupancy details, current declarations page if available, and desired limits; use the site’s quote request process to seek available options.

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Rates Today

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Our Woodhome Insurance Group team is here to answer your questions and help you compare insurance options.

Call (800) 391-9261